Buying Your First Car

Auto Loan	First American offers a low-rate auto loans to qualifying borrowers. Our new auto loans are available for longer financing terms than used loans. We also offer 100% financing on new autos. For a list of our dealership partners, click here. Top of page
FREE Loan Calculators	Figuring out your monthly payments is crucial to determining what price you can pay for a car. Click here for our FREE loan calculators. Top of page
GAP Waiver Coverage	Many vehicle owners believe that if their vehicle is totaled the check they receive from the insurance company will cover the balance of their loan. Wrong! GAP Waiver Coverage helps bridge this gap between your insurance settlement and your loan balance in case of an accident. Top of page
Credit Life Insurance	Credit Life Insurance is offered to members to pay off their loan up to policy maximums should they pass away before the loan is paid off. Top of page
Credit Disability Insurance	Credit Disability Insurance is offered to First American members and pays the monthly installments of their loan should they become disabled because of an accident or illness. Top of page
Find the estimated value of your vehicle before trade-in and at time of purchase.	It can be very helpful to know the estimated value of your vehicle before deciding to trade it in or purchase it. By doing so, you become an educated consumer and have less of a chance of your vehicle being under valued or over priced by the dealership. Here are a few links that can help you: nada.com, kellybluebook.com and carprice.com. Top of page
Mechanical Breakdown Insurance	Don't get stuck with a hefty vehicle maintenance bill once your manufacturer's warranty has expired on your vehicle. Purchase an extended maintenance warranty from First American. For more details contact a Member Service Officer at 800-776-7159. Top of page
Check Credit Report	Knowing your credit status is ideal when applying for a loan. Click on the Check Credit Report link and see where you stand. Top of page
Goal Setters Savings Account	Saving up for a new car? Open a Goal Setters Savings Account. It's like a CD, but offers more freedom. You set the terms, deposit money anytime, and earn more interest than with most savings accounts. See rates. Top of page
Savings Accounts	Open a savings account with First American and start saving for your big purchase. We offer many savings options to fit your needs, plus have a portion for your money directly deposited into your account so the temptation to spend is eliminated. See rates. Top of page
Payroll Deduction	Have your auto loan payment automatically deducted from your paycheck so you'll never have to worry about late payments again. Top of page
FREE Online Banking & Bill Pay	As a member of First American you have the ability to do your banking and bill payments hassle free in the comfort of your own home. Top of page

Helpful Links (First American is not responsible for the content nor functionality of the websites listed below.)
- Road & Travel Magazine: www.roadandtravel.com/buyingausedcar/usedcar.html
- Auto First Aid Kit Tips: www.mycarstats.com/content/first_aid_kit_tips.asp

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