Auto Loans
First American provides a low cost alternative to financing your vehicle through the dealer. Our new automobile loans are available for longer financing terms than used loans. A new auto is considered any car, truck, or conversion van with less than 5,000 miles and has never been titled. We offer 100% financing on new autos and rates are tiered based on the member's credit rating.

Used automobile loans are granted to members purchasing a vehicle that doesn't meet our new auto guidelines. When a used vehicle is held as collateral for a loan, the value will be based on the retail NADA book value of the vehicle. Terms may vary and rates are tiered based on the member's credit rating.                                                                                                                                Top of page

Recreational Loans
We offer loans for new or used boats, RVs, motor homes, and camping trailers to qualifying members. Terms and conditions may vary. A minimum down payment may be required.
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Motorcycle Loans
First American will grant loans on new and used motorcycles with engine displacements of 350cc and above. Specific terms and conditions may vary. A minimum down payment may be required. Excludes performance cycles.                                                                                                Top of page

Kwik Cash
A Kwik Cash loan is an open-ended line of credit with a variable rate. There is no need to re-apply for this loan as the line of credit is revolving. As payments are made, the credit again becomes available for use by the member. Members may use this option for overdraft protection. Terms and conditions may vary.                                                                                                                                      Top of page

Student Loans
First American provides guaranteed student loans to members. Visit our College Connection page for information about your loan options and contact you school's financial aid office to determine which type of loan will work best for you.                                                                               Top of page

Unsecured Loans
An unsecured loan is also called a signature loan. First American will grant this loan based on the member's personal credit reputation, rather than using any tangible asset as collateral. The loan may be used for debt consolidation, paying off higher rate debts, or personal purchases.        
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Certificate Pledged Loans
A member may borrow money using a Certificate of Deposit (CD) as collateral. The balance of the loan must be equal to or less then the balance of either the CD, plus the required account balance. Terms and conditions may vary.
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Stock Loans
Stock loans are for the purpose of purchasing stock. These loans are approved based on adherence to certain terms and conditions as required by Federal Law.                                           Top of page

Classic, Antique & Collectible Financing Program
No matter what you consider to be a classic, antique or collectible, First American has financing available. Whether you are just looking to make a purchase or need to finance a restoration project, First American is ready to evaluate any situation to see if we can help you meet your needs. Terms and conditions may vary. Contact one of our Member Service Officers for more details.
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Indirect Lending Program
Our Indirect Lending Program allows anyone who is looking for auto financing to request the loan specifically through First American. To see a list our Indirect Lending Partners click here.
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Real Estate Loans
Finding the home of your dreams is the fun part. Financing your home through First American is the smart part. We understand that selecting the right mortgage can be confusing, but with the help of our experienced mortgage professionals, you'll have your dream home in no time. At First American we offer Fixed-Rate Mortgages, Adjustable-Rate Mortgages (ARM), Home Equity Lines of Credit, and so much more. Contact one of our Mortgage Professionals for more details.
Apply Now for a FREE Mortgage Pre-Approval Online.                                     Top of page