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| How to Close Accounts and Open New Ones | If you and your spouse have joint accounts, either of you can close the account without notifying the other. Make sure all checks have cleared the account before closing. Make sure you change your direct deposit, payroll deduction, loan withdrawals, etc. to a different account. Also, change your beneficiary status on your accounts, IRAs, 401k, life insurance, etc. Top of page |
| Does divorce absolve debts? | When you divorce your spouse, you don't divorce your creditors. If your divorce agreements states that your spouse is to keep an item and continue to make payments on it, and doesn't, you still are the co-debtor of the debt and therefore legally responsible for the payment. No matter what your divorce agreement states. Top of page |
| Checking Accounts | Establishing a checking account is essential to your financial freedom. If you're looking for FREE checking, we have it! If you're looking for a checking account that collects dividends, we have it! See rates on dividend bearing checking. Top of page |
| Savings Accounts | Savings accounts are key to your financial stability. Saving for large purchases and emergencies can help you stay debt free or at least accumulate less debt. See rates. Top of page |
| Safe Deposit Box | Keep your valuables safe from theft or loss during your separation or divorce. Open a safe deposit box at one of our locations. Top of page |
| Check Credit Report | While you're going through your separation or divorce it's important to check your credit status for future loan requirements you may have. Even though your credit report is specific to you, any joint ratings will affect your overall rating. Top of page |
| Credit Card | Have your own credit card is very helpful during a marriage and after as well. A credit card will help you build credit as a single individual with no links to your ex-spouse. First American offers a low-rate VISA Platinum and Gold card with various incentive plans that will help you build your future. Top of page |
| Loans | First American offers loans for all reasons. Whether you're purchasing a new car, recreational vehicle, a new home, or just need some extra cash for emergencies, we can help. Top of page |
Helpful Resources (First American is not responsible for the content nor functionality of the websites listed below.)
- Divorce Source: www.divorcesource.com
- Talking To Your Children About Divorce: www.helpguide.org/mental/children_divorce.htm
- Better Divorce: www.betterdivorce.com
- Moving out, Moving on: A comprehensive, step-by-step, praticial guide to bring the painful process of a break-up or divorce to an equitable conclusion. This book offers a complete, detailed plan for dealing with all the aspects and pitfalls that one faces during this life altering experience. The guide is available at any First American branch. Call us for details at 800-776-7159.
© 2006 - 2008 First American Credit Union. All Rights Reserved. |
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